Read on to determine which provider best fits your needs. ![]() Additional factors like bundling discounts, multi-device options, and customer reviews can also be useful when selecting a provider. The best policies are cost-effective with low deductibles, making it easy to file a claim. Many insurance policies offer similar coverage, but it’s important to thoroughly review each provider and policy before you make your decision. When you purchase a cellphone insurance policy, you’ll pay a monthly or annual premium, typically between $5 and $20 a month, and if your device is damaged, lost, or stolen, you’ll be able to repair or replace it for a fraction of the market value by paying a deductible. Unexpected cellphone repairs or replacements can leave you on the hook for several hundred dollars, but the right cellphone insurance policy can help make it more affordable. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.
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